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Car Alarms, Auto Theft, Vandalism, & Your Car Insurance

Car alarms are going off nationwide. Although auto thefts had been decreasing nationwide over the past decade, auto theft rates are again on the rise. Car alarms seem to be going off at every garage. When trends like this occur, we all pay the price– not only in terms of missing autos, but also in terms of higher car insurance rates. If you’ve ever had to file an auto insurance claim because your car was stolen or vandalized, you know that it doesn’t feel good to become a statistic.Its time for a car alarm.

 

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Auto drivers everywhere should take a moment to learn about factors influencing car theft and vandalism and what you can do to safeguard your car. (You may be surprised to find that some car security systems actually help you save on car insurance rates!)

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Is your car at risk for theft? Time for a car alarm?
If you think thieves only target expensive cars, think again. Two of the most commonly stolen cars are the Toyota Camry and the Honda Accord.

A rise in auto thefts has recently been observed in port or border cities, where professional car theft rings have been increasingly active. Not surprisingly, urban areas also tend to have higher numbers of auto thefts and hence a rise in the use of car alarms.

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Keep your car secure. Buy a car alarm.
Follow these tips to make sure that your car remains secure and undamaged.

Keep your keys and lock your car– always. Though this seems like an obvious tip, a lot of people ignore it. One out of every 5 stolen cars is taken with the keys in it; half of all cars stolen are left unlocked. So, don't leave your keys in your car, even that extra "hidden" set for emergencies. And don't leave your car doors unlocked, even if your car is parked in your driveway. Thieves take the time to check for unlocked doors and keys, factors that just make their job easier.


Make sure your car doesn't run without you. Some car alarms wont allow this. Though it seems convenient, leaving your car running in front of the dry cleaner or to warm up on a cold day can be just the moment a thief needs to take it. Never leave your car running unless you're in the driver's seat.


Do this first and avoid any unpleasent surprises. Its easy to find errors on your credit report and have them fixed.

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